USDA Home Loans don't require a down payment or mortgage insurance, and the USDA only offers one home loan program - 30 years with a fixed interest rate. In my opinion, the USDA Home Loan is the safest mortgage available in the United States. You can click here to ask me questions about USDA's Home Loan program, and you can also click here to submit a loan application. That's the fastest way to pre-approve you because I'll have most of your information before calling you. In return, I'll contact you promptly, answer all your questions and start the pre-approval process for your USDA Home Loan with No Money Down and No Mortgage Insurance.